Florida led the nation in traffic fatalities among people 65 or older, according to a report released this month by the AAA Foundation. Warning of the coming “challenges presented by an aging population of motorists,” the Foundation is urging Florida and other states to develop consistent and comprehensive standards for judging whether drivers are fit to get behind the wheel; regardless of their age. Indeed, teenagers represent the largest percentage of drivers involved in Florida automobile accidents.

Florida’s road can be a dangerous place, making it more important than ever to purchase as much uninsured motorist protection insurance coverage (UM) as possible, including the option of purchasing stacked coverage. Many people do not appreciate the significance of UM coverage until they are involved in a car accident with an uninsured or underinsured driver. Without UM coverage, there is no way to recover for the loss.

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