In this day and age, healthcare is always a hot topic, especially when it comes to medications and insurance companies. Now, a Florida consumer group is urging the public to be wary of prescription drug “switching” that can reduce the cost of a medicine, but also result in a substitute drug with a different chemical make up. The warning comes as health insurance plans have begun contacting members to urge them to switch from brand name medications to so-called “generic alternatives.”

While generic medications can be cost-effective and appropriate alternatives, it is important to get the approval of your prescribing physician. Patients pay health care premiums to their insurance company so that, when the time comes, the insurance company will step up and pay for the necessary medications that are covered by the policy. Insurance companies should put their patients’ health first and not base the decision to switch medications on an attempt to save a few dollars at the risk of causing injury to the patients.

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